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Retirement

How Much Will I Need To Save For Retirement?

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Retirement can be the saddest or happiest day of your life. This pre-retirement calculator will help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis. Changes in economic climate, inflation, achievable returns, and in your personal situation will impact your plan.

Retirement Information and Assumptions	Input
Your current age	(1-99)
Current annual income	(0-9999999)$
Spouse's annual income (if applicable)	(0-9999999)$
Current retirement savings	(0-9999999)$
Expected inflation: (%)	(0-10)%
Desired retirement age	(1-99)
Number of years of retirement income	(1-40)
Income replacement at retirement: (%)	(0-200)%
Pre-retirement investment return: (%)	(0-12)%
Post-retirement investment return: (%)	(0-12)%
Include social security benefits?	NoYes
Marital status	MarriedSingle

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Retirement Information and Assumptions	Input
Your current age
Current annual income
Spouse's annual income (if applicable)
Current retirement savings
Expected inflation: (%)
Desired retirement age
Number of years of retirement income
Income replacement at retirement: (%)
Pre-retirement investment return: (%)
Post-retirement investment return: (%)
Include social security benefits?
Marital status

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{ "fields" : { "udata" : [ "clientAge" , "clientIncome" , "spouseIncome" , "retirementSavings" , "inflation" , "clientRetAge" , "retirementYears" , "retirementReplacement" , "preRetirementReturn" , "postRetirementReturn" , "includeSocsec" , "maritalStatus" ] } }

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This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.02%	4.98%
  15 Year Fixed	4.55%	4.54%
  1 Year ARM	3.93%	3.92%
  30 Year Fixed Jumbo	5.89%	5.86%
  5/1 ARM	4.18%	4.09%
  3/1 ARM	4.73%	4.95%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	8.35%	8.30%
  $50K Home Equity Loan	8.21%	8.16%
  $75K Home Equity Loan	8.24%	8.19%
  $30K HELOC	5.22%	5.20%
  $50K HELOC	4.95%	4.93%
  $75K HELOC	4.96%	4.94%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	1.12%	1.13%
  1 year CD	1.56%	1.59%
  3 year CD	2.24%	2.27%
  MMA	1.03%	1.04%
  $10K MMA	1.11%	1.11%
  $25K MMA	1.32%	1.32%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.67%	6.69%
  48 Month New Car Loan	6.79%	6.81%
  60 Month New Car Loan	6.83%	6.86%
  72 Month New Car Loan	6.12%	6.26%
  36 Month Used Car Loan	7.15%	7.21%
  48 Month Used Car Loan	7.02%	7.09%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Business Credit Cards	9.49%	9.49%
  Low Interest Credit Cards	11.65%	11.65%
  Balance Transfer Credit Cards	12.07%	12.07%
  Cash Back Credit Cards	12.08%	12.07%
  Reward Credit Cards	13.29%	13.29%
  Instant Approval Credit Cards	13.32%	13.32%

  Source: CreditCards.com

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