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Jack M. Guttentag The Mortgage Professor

"The Mortgage Professor" is academic, author, and syndicated columnist Jack M. Guttentag, who applies his years of experience as a student of the home loan market to questions about mortgage types, loan providers, refinancing, and more -- all in easy-to-understand, jargon-free language. Buying a house has never been easier. View Jack's Bio

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Shrewd Mortgage Borrowers Know Their PNPs

2009-10-23 18:03:16

With any mortgage, borrowers must understand the "pricing notch point." ...Read full article

The Mortgage Crisis: U.S. vs. Denmark, Part II

2009-10-16 17:55:32

Relaxation of lending standards in Denmark was far less than in the U.S., a big reason mortgage defaults were smaller there. ...Read full article

The Mortgage Crisis: The U.S. vs. Denmark

2009-10-09 16:42:37

Here’s a look at the impact of the crisis on the U.S. and Denmark, and what it says about their strengths and weaknesses. ...Read full article

Knowing Which Mortgage Prices Are Lower: The Time Horizon Cost

2009-09-21 17:57:32

A much more useful measure than APR in measuring cost to the borrower in mortgages is the time horizon cost. ...Read full article

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More from Jack M. Guttentag

The Mortgage Encyclopedia

An authoritative yet concise guide to the mysteries of mortgage finance, arranged alphabetically from "A-Credit" to "Zero Balance." Includes information that will help you decide whether to use a mortgage broker, learn if you can avoid mortgage insurance, and much more. Reach for this indispensable guide and get the fast, accurate information you need!

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