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David Bach The Automatic Millionaire

David Bach, The Automatic Millionaire

Go Green, Live Rich

by David Bach

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Posted on Thursday, March 20, 2008, 12:00AM

Most people fear global warming and want a healthier planet. But most people also believe that "going green" is a luxury, an expensive choice they can't afford. What if I told you that going green doesn't have to be expensive -- and, in fact, you can go green and save money, and if you invest green you can get rich?

What if there were easy, simple things you could do that not only protect the earth but also protect your family's finances?

Profit by Recycling

We live in a throw-away society. You'd be amazed at what some people throw away -- everything from bathtubs to books. But the truth is, there's no such place as "away." Every day in the United States, roughly 690,000 tons of materials are dumped in landfills, according to the Environmental Protection Agency. And only a small fraction of that is legitimate waste.

If you've read my book "Start Late, Finish Rich," then you are familiar with my advice to people who want to earn money on the side. In the book, I wrote about how to get rich on eBay, and it turns out that this is also excellent advice for people who want to go green and make more money.

It sounds absurd, but you can profit by recycling. By selling the things you are accustomed to throwing away. By buying used. By not buying just because there's a newer model. It's a whole new way of thinking about your "stuff." Some communities are even offering cash incentives for people who require less trash pickup, which you almost certainly will if you are dedicated to reusing, reselling, recycling, and gifting the things you no longer need. Read on to learn how.

Buy and Sell Everything

Even though you may no longer want your old rug or toaster, someone else will.

In New York, moving often means putting the "junk" you no longer want out on the curb and coming back half an hour later to find that it is gone. Clearly, your trash is someone else's treasure. And they might be willing to pay for it, too. As evidence, people traded $52 billion worth of items last year on eBay. That is $210 per user. Craigslist.org is another great place to sell your stuff, and because it's local it keeps shipping (which requires packaging and fuel) to a minimum.

Think before you buy, too. Do you really need an upgrade to replace something that works perfectly well? Buy used whenever possible. Why pay $250 or more for a brand-new futon frame, for instance, when you might find a barely used one for free on Freecycle.org? This is the kind of "green thinking" that puts money in your pocket by helping you not to take out your wallet in the first place.

Go Green actions steps:

• Set up an eBay account and start selling your unwanted stuff for a profit.

• Look for bargains online. Craigslist offers online classifieds for 450 cities worldwide.

• Shop for free. The Freecycle Network has more than 4 million members in 75 countries. It's a grassroots, nonprofit movement of people who are giving (and getting) stuff for free in their own towns. According to their site, their service keeps more than 300 tons a day out of landfills!

• For great tips on how to have a profitable yard sale, visit Yardsalequeen.com.

• If you'd rather give than sell, you can donate items to your local charity thrift store. Even then, be sure to get a receipt for your donation, because it's tax-deductible. For information on deducting charitable contributions, go here.

Make $210 this year -- or a lot more -- selling your unwanted stuff on eBay.

We can all save 300 tons a day -- or a lot more -- from going into landfills.

Pay as You Throw

The amazing truth is that, depending where you live, 75 to 90 percent of your waste can be recycled. Things that can't be collected through curbside recycling -- such as electronics, paints, and batteries -- may still be recyclable at a local drop-off center.

Recycling is a special responsibility here in America, where we produce more than a third of the world's garbage: 4.5 pounds of trash per person every day. More than half of it ends up in landfills, where it emits more methane -- a greenhouse gas -- than any other source. Eventually, those landfills leak toxic materials into the surrounding soil and water.

Luckily, there's a new trend known as a pay-as-you-throw (PAYT) program. PAYT programs charge residents a fee (between $1 and $2) for each bag or can of waste. So garbage collection gets treated like electricity, gas, and other utilities -- you pay for what you use. It's a great incentive to recycle more, compost more, and buy items with less packaging -- and save money.

Go Green actions steps:

• Recycle everything you can. Learn your community's recycling program. Go here to find recycling programs in your area.

• Pay as you throw. According to the EPA, more than 7,000 communities nationwide have PAYT garbage programs in place -- and that number is growing. If your community doesn't yet offer a PAYT program, ask your town planner or local elected representatives to visit the EPA website, where they can click on "Waste" in the Quick Finder, then select Pay as You Throw.

• Manufacturers are becoming more aware that customers don't want products wrapped in materials like Styrofoam and nonrecyclable plastic (60 percent of which ends up in landfills!). Reward the do-gooders (such as Celestial Seasonings, which uses biodegradable plastic wrap and doesn't put tags on its tea bags, saving tons of paper and staples) by looking for products that use the least amount of packaging.

• The aluminum cans we throw away each year use up the equivalent of 16 million barrels of oil, enough to fuel a million cars for a year.

Save an average of $26 a year by "paying as you throw."

PAYT keeps 6.5 millions of tons from landfills annually.

Get Rid of Junk Mail

In America, shopping is a leisure activity. We don't even have to leave our homes. Every day, catalogs and junk mail fill our mailboxes with temptation to buy things we don't need. In 2006, we bought $160 billion in merchandise from catalogs. Recycling your catalogs without reading them is one of the easiest ways to get rich (or at least not get poor!) by recycling.

According to Catalog Choice, more than 8 million tons of trees are used each year to produce 19 billion catalogs, requiring enough energy to power 1.2 million homes for a year and producing as many emissions as 2 million cars. They're then sent to consumers via plane and truck, burning up fossil fuels and adding to global warming. Sears alone sends out more than 425 million catalogs a year -- that's nearly a catalog and a half for every single person in the country.

As for junk mail, the average adult is on at least 50 mailing lists, resulting in about 40 pounds of mail sent our way each year. And we forward nearly half of it to the landfill unopened. (Recycle it!)

Luckily, "opt out" legislation now provides websites and phone numbers that let you just say no to junk mail and catalogs.

Go Green actions steps:

• Cancel your catalogs. Most catalog mailers use the Abacus database, so taking yourself off the list helps eliminate many catalogs at once. Go here to "opt out" of catalog junk mail.

A new website, Catalog Choice, lets you opt out of catalog mailing lists individually. Sign up here, and then each time you receive a catalog you don't want, enter its name into the site's database and decline it.

• Cut down on junk mail (fliers and envelopes, rather than catalogs). Call (888) 5OPTOUT (567-8688).

• Decline unsolicited credit card offers. Go to OptOutPrescreen.com.

Save $1,413 per year on catalog purchases.

Together, we all save 8 million tons of trees a year.

*   *   *

"Go Green, Live Rich" is printed on recycled paper. A portion of the proceeds from the book is being donated to Waterkeeper Alliance, a grassroots advocacy organization dedicated to preserving and protecting our waterways from polluters. 

We want to hear from Yahoo! Finance readers on ways you've gone green and saved some cash! Post your comments, email them to us, and the 10 best will get an autographed copy of "Go Green, Live Rich."

Buy a book and help save the earth! Take part in our online campaign beginning April 1 to help raise $100,000 to protect our waterways and plant 1,000 trees to fight climate change. You'll also get free bonus gifts and be entered to win a stay for two at Amansala, an eco-chic resort in Mexico! Click here for details. (Yahoo! is not associated with this drawing and shall not be responsible or liable for its implementation or outcome.)

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85 Comments

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  • Yahoo! Finance User - Monday, March 31, 2008, 9:11AM ET  Report Abuse

    • Overall: 4/5

    It is not about global warming! Whether we cause global warming is still being debated and only time will tell. It is about not being unnecessary wastefull, arrogant and ignorant to the environment around us.

  • Tim M - Sunday, March 30, 2008, 8:01PM ET  Report Abuse

    • Overall: 1/5

    Global warming is the latest boogie-man being used to scare us into socialism. David Bach is not an expert on climatology nor investing. He's an expert at marketing shallow books. Congrats, Dave, on another sure best-seller about nothing!

  • Colleen - Saturday, March 29, 2008, 3:18PM ET  Report Abuse

    • Overall: 4/5

    I called the number listed for opt out of junk mail and got the opt out of credit offers. I dearly want a one stop place to opt out of unsolicited advertising in my mailbox.

  • Yahoo! Finance User - Saturday, March 29, 2008, 9:31AM ET  Report Abuse

    • Overall: 5/5

    to the person who ripped Gore: what is your solution? seems everyone against being green never has a solution, only a fat-headed ignorant opinion.

  • Yahoo! Finance User - Friday, March 28, 2008, 10:16AM ET  Report Abuse

    • Overall: 3/5

    Long live Fred G Sanford! Man Bear Pig will not get us!

  • DAVID - Friday, March 28, 2008, 9:01AM ET  Report Abuse

    • Overall: 5/5

    Yes, get your gloves ourt and pick it up. Ew, gross.

  • Yahoo! Finance User - Friday, March 28, 2008, 3:02AM ET  Report Abuse

    • Overall: 5/5

    The person who commented on "Green is for gays" . Is a freaking moron, loser, and an ignorant citizen to society. Being green is to help out the earth "its not about being gay or not. It is about helping our planet to minimize the harmful effects that us humans produce. I think that you should go out there and get yourself an education . University or community college maybe. Moron

  • Yahoo! Finance User - Thursday, March 27, 2008, 8:59PM ET  Report Abuse

    • Overall: 1/5

    I have followed the money and it led me to Al Gore. Funny how a so-called politician is suddenly an enviro-maverick after getting his face smeared in November 2000 and again when the sore loser tried to really win again in 2001,

  • Yahoo! Finance User - Thursday, March 27, 2008, 8:40PM ET  Report Abuse

    • Overall: 1/5

    Economics is about distributing goods. By using less goods you in effect save money. You should keep your tires inflated, home insulated and buy used because it saves you money. The people pumping all this eco crap are just trying to make a buck. If the american green idiots really cared about the enviornment they would point their guns toward China and Korea.

  • Bobby - Thursday, March 27, 2008, 6:56PM ET  Report Abuse

    • Overall: 1/5

    "most people fear global warming" Some idiots do....

  • J - Thursday, March 27, 2008, 2:33PM ET  Report Abuse

    • Overall: 2/5

    How many books can be made out of one tree anyway?

  • SteveC - Wednesday, March 26, 2008, 2:11PM ET  Report Abuse

    • Overall: 3/5

    Some of my green efforts and their cost savings to me - I collect rainwater in recycled 55 gallon drums. I then use the rainwater to water my plants, garden, and even some of my lawn. It works great, is easy to set up and saves me about $50 per month through the summer in H2O. Or about $250 per year. I recycle the styrofoam packing I get with products and mail through the local Mail store. They welcome the styrofoam and the peanuts and I know they use it again. I do not save money here but at least it delays their trip to the landfill. I have reusable grocery bags. They were $1 a piece and cost me $5 total. I save $.25 cents per trip to the grocery store or about $13 per year. I don't care about the money on this one. I know I am not using the plastic bags or even the paper bags so that has an impact. I bought high effeciency washing machine and dryer and, after two years have already paid for the machines in the noted savings in water and electricity. I do not buy into the use of CFL's or Ethanol. Corn based ethanol has been pushed on us by the big money companies that produce it and it costs more to produce corn based ethanol that it is worth and the nitrogen intensive corn crop is the least effecient means of producing ethanol. As far as CFL light bulbs go. You cannot argue with the energy and cost savings, but how do you dispose of them. The amount of mercury in one light bulb will contaminate 500 gallons of fresh water. Since there are only about 10 recycling facilities of this product in the country, it means most of the spent bulbs go into landfills. Last year over 3 million CFL's were sold and they are gaining a ton of popularity, what do we do with the waste? There are no good solutions to that one right now. When there is a viable recycling channel for the spent bulbs I will jump right on, but there is not, so I do not see the benefit at the current time. So here is to taking the little steps. They all count.

  • John - Wednesday, March 26, 2008, 12:55PM ET  Report Abuse

    • Overall: 1/5

    and the best tip of all...get rich and save the environment by NOT buying his BOOK....either read it at your fav bookstore, Don't read it at all, or borrow it from the library (though I seriously doubt most libraries will carry the rag)....

  • Yahoo! Finance User - Wednesday, March 26, 2008, 11:20AM ET  Report Abuse

    • Overall: 1/5

    This article was a waste of good electrons!

  • Yahoo! Finance User - Wednesday, March 26, 2008, 7:32AM ET  Report Abuse

    • Overall: 4/5

    Good article, some nice tips for being a bit more "green". My question though: If David Bach is so interested in being green, why is he printing all these books. In an internet age, why can't we publish this content online? Nice job David......hypocrite

  • Yahoo! Finance User - Wednesday, March 26, 2008, 1:45AM ET  Report Abuse

    • Overall: 5/5

    A very interesting article full of good statistics and good common sense solutions. The more we all do the better the world will be for all of us.

  • Jesscia - Tuesday, March 25, 2008, 11:34PM ET  Report Abuse

    • Overall: 5/5

    Great Article! I will email this news to my friends at BlackWhiteKiss.com where i created my personal profile for seeking friends and you may know it becomes popular black or white people love community!

  • Prithvi - Tuesday, March 25, 2008, 10:55PM ET  Report Abuse

    • Overall: 5/5

    Excellent. I'm sick of these brainwashed losers that think dumping trillions of tons of surplus C02 year after year into the atmosphere - more than the natural carbon cycle can absorb year after year will have no effect. Maybe its global warming maybe its not but it sure as hell will have an effect. The good news is I won't be alive to see it. The bad news is that if I ever decided to have kids they get a raw deal. And oh...the environment is very resilient. If you doubt it, ask the dinosaurs or the billions of other species that survived climate change.

  • Carter - Tuesday, March 25, 2008, 8:38PM ET  Report Abuse

    • Overall: 4/5

    In addition to getting rid of junk mail - many banks and brokerages now encourage you to "go paperless" with your financial documents. A new service called VaultStreet makes this easy. It only takes a few minutes to sign up at www.VaultStreet.com and then VaultStreet automatically collects and organizes your paperless documents for you. In the interest of full disclosure I am the founder of VaultStreet, but as Mary Monahan at Javelin and www.idealbite.com have stated - every year 16.5 million tress are cut down and 4.6 billion tons of CO2 are released into the atmosphere in the process of producing just the paper for mailing and paying our collective bills. VaultStreet helps to reduce our collective carbon footprint while at the same time saving our customers hundreds of hours every year. So check it out and see what you think.

  • Napolean - Tuesday, March 25, 2008, 8:17PM ET  Report Abuse

    • Overall: 4/5

    Great Article!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • looneytarian - Tuesday, March 25, 2008, 8:05PM ET  Report Abuse

    • Overall: 4/5

    Shameless hype for his book or not, I am on DB's side of the argument. Taopraxis, you are an idiot. You need to take your psuedo-Zen Buddism and post your drivel elsewhere. If the environment was toast, we would not even be here to discuss the issue, but I am sure MoveOn.ogre and Al Gore would love your defeatism. Second, you have no clue about how resilient the environment really is. There have been two different shows on cable highlighting how temporary man's effect on the planet would be were we to disappear tomorrow. I have seen abandoned houses in Southern Ohio almost totally reclaimed by nature after twenty years to support this. Even the area around Cherynobl is being reclaimed and not only has plant life moved in, but a lot of wildlife. However, I am not promoting a business-as-usual mentality. Unlike some of the others panning this article, I realize that we can and should do much more in regard to reducing pollution and trash regardless of the environment's resiliency. Trash does not simply disappear and decompose like it used to because so much of it is plastic. Landfills produce toxins that leak into the air and water supplies. Those who think global warming does not exist are being as stupid as Taopraxis. Anyone living in the Northern parts of the US knows or should know that about 10,000 years ago, that part of the country was under mile thick sheets of ice. Since those glaciers are gone now, and still shirinking elsewhere, obviously the planet is warming up and has been for thousands of years. Equally obivously, mankind did not start the warming trend, but that does not mean we are not contributing to it now. I do not personally believe we are on the brink of environemtnal disaster, but we need to stop putting off responsibility. Our local goverments need to be more proactive when it comes to recycling and pollution. They need to make it more feasible for the residents to start recycling. I know that recycling is pretty much only a breakeven proposition costwise (at least for now), but that still reduces the need for new raw material and resources. That is less land needed for landfill, less trees needed for paper, and less damage to the environment mining or creating new resources. We also need to do more to curb industrial emissions, but I am less worried about carbon dioxide than I am about the more harmful contaminates being dumped into our air and filtering into our water and food chains. This country has come a long way in regard to enviromentalism, but given the wastefulness of our culture, we still have a long way to go. I find it hard to believe the wastefulness indulged in so soon on the heels of those who lived through the depression and WWII. There is really no excuse for that kind of mentality. By the way, there were some valid points about eBay by some of the previous posters, like in regard to shipping. However, you can limit your market to your locality and have the buyer pick up the item being sold. I doubt you can get rich just selling your used items, but at least you can get some of your money back, and if you feel you already got your money's worth out of the item, then anything you make selling it can be considered profit.

  • Yahoo! Finance User - Tuesday, March 25, 2008, 7:29PM ET  Report Abuse

    • Overall: 1/5

    No! most people do not believe global warming as some of you so called (experts) think. You have an agenda and it doesn't make sense. I have on my desk an article fron 1972 that says that we are entering an ice age because of all the polution in the air. Now 35 years later (just a blip in time since greation,) you are trying to tell us that all that has been reversed and now because of a slight increase in CO2 gas we are having global warming. I don,t believe a bit of it. A man just told me several days ago that things have really changed since he was a boy. I asked him how so? He said when he was a boy the moon was much larger than it is today. I asked him why that is? He said that because the moon was moving away from the earth 10 inches a year. I then asked him how old he was. he said 71. So, let me see, 10 inches a year fot 71 years would be approx. 59 feet. Of course the moon being 238,000 miles away, why certainly if it moved 59 feet away the moon would look much smaller. An expert just printed in the news the the sun is losing volume and in 5 billion years it will be half the size it is today, tha gravitational pull will be much less and the flames from the sun will engolf the earth and our moon. Really now? If the I am not an expert but I even can understand that if the gravitational pull is less, the earth and the moon will be long gone out into the universe and escape the sun's influence. I think George Bush should get right on this situation be cause I am sure he will be blamed for the situation. So much fro the (EXPERTS)

  • Senior Froggy - Tuesday, March 25, 2008, 6:04PM ET  Report Abuse

    • Overall: 5/5

    Doesn't this writer host Survivor? I didn't know he was a finance writer too? What a multi-talented individual!

  • Guy le Douche - Tuesday, March 25, 2008, 5:56PM ET  Report Abuse

    • Overall: 1/5

    "For those who are convinced that man-made climate change is a myth, remember the great work that was done by the scientists in determining the human cause of ozone depletion. Industries around the world took actions that made a difference." This from a person who probably has no issue mortgaging their childrens' children into debt with medicare, medicaid, social security and who knows how many other wealth redistribution schemes in the future.

  • Dresch - Tuesday, March 25, 2008, 5:49PM ET  Report Abuse

    • Overall: 5/5

    Great article. I used to throw away all of the my garbage, however since I started recycling over a year ago, 2/3 of my garbage is recycled and only 1/3 is thrown away. It's easy once you get in the habit. And to Mario F...ever hear of our depleted oil reserves and notice the rising gas prices?? If you can't see the direct relationship between this and how we handle our resources, then you're an idiot.

  • Yahoo User - Tuesday, March 25, 2008, 5:43PM ET  Report Abuse

    • Overall: 5/5

    Look, honestly, who really cares if Global Warming is real or not? Does it really change the fact that re-using and recycling are good things? Don't let the global warming debate fog your mind to what is inherently right and good for the environment. And to those who complain about David "just trying to sell his book", what do you think all of the writers on Yahoo Finance are trying to do?! Give you free advice and hope that they can pay their bills through their Yahoo contract?! These are professional writers! Everything they say comes from their books. Take a deep breath, settle down and enjoy free advice from an excellent writer. Keep up the great work David!!

  • Heroine Worshipper - Tuesday, March 25, 2008, 5:08PM ET  Report Abuse

    • Overall: 1/5

    If U want to make money on Green Tech, U need to invest in Basket Weaving Technology (BASKET). This startup saves the environment by weaving baskets, a brand new, indispensible, super advanced, GREEN TECHNOLOGY. Invest now while the investing's good.

  • Mike - Tuesday, March 25, 2008, 4:56PM ET  Report Abuse

    • Overall: 3/5

    Good on you for trying to help and save a little of this world. I am ashamed of all the people giving only one star comments. It is clear they are all Americans. I never tell people i am American because of the stupidity that run rampet in that country. It is this kind of abuse and neglect that millions of people are loosing there McMansions- boo hoo, If they purchased on Ebay or bought used and purchased a house you could afford you wouldn't be forclosed on. I sometimes wonder if people get what they deserve. When unemployment in America reaches 20% and people live in there Hummers because there house was taken away, they will wish they had purchased used, wish they hadn't thrown away all those things, and may end up like millions of people going to bed hungry every night. WAKE UP AMERICA!

  • Mario - Tuesday, March 25, 2008, 4:48PM ET  Report Abuse

    • Overall: 1/5

    "Most people fear global warming".... This inane, generalized statement has no factual basis and cannot be proven. This writer is a pseudo-journalist who is willing jump on any trendy bandwagon like the sheep he is. Yahoo Finance is a joke.

  • C - Tuesday, March 25, 2008, 4:35PM ET  Report Abuse

    • Overall: 5/5

    Anybody that offers ideas to lessen our impact on the planet is ok by me. And to cxfornier, you hit it on the nail or was that on the head? LOL Out of topic, but still complements the discussion here. Good for you to swat down quackery in all its forms. Shame that they originate from stupid, intellectually lazy humes. LOL!

Showing comments 6-35 of 85<< PreviousNext >>

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More from David Bach

Save the Earth and Get Rich Trying

Read David Bach's latest book, Go Green, Live Rich: 50 Simple Ways to Save the Earth and Get Rich Trying. Order today!

Finish Rich Coaching: Are you finally ready to stop worrying about money? Change your life with David Bach's new one-on-one coaching program.

The Automatic Money Manager: Track your spending so you can grow your savings -- automatically! Get your 30-day free trial.

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